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All in. Simply smart.
BMW Financial Services.

Experience complete peace of mind with BMW Financial Services. Embrace freedom for your family, your career, and everything that matters. Make your BMW the perfect addition to your life.

The benefits of BMW Financial Services.

Your one-stop shop.

Effortless and practical, giving you more time to focus on what truly matters.

Truly caring.

We provide extras and services that go beyond your finance offer. Enjoy the convenience and assurance of comprehensive care.

Simply smart.

Tailor your finance and insurance to meet your individual needs.

Highly flexible.

Choose the type of contract, services or monthly instalments – we follow your lead.

Original BMW Accessories and Services.

Discover outstanding service and explore a wide array of Original BMW Accessories, tailored precisely to your needs.

Within reach. Your new BMW.

Your new BMW is closer than ever. Choose the ideal finance options and packages for your dream car. We'll guide you through each step to achieve your goal.

BMW i4 M50 xDrive¹: Energy consumption, combined WLTP in kWh/100 km: 22.0–17.5; Electric range, WLTP in km: 413–522

Request a finance quote and find available new and used cars.

Why choose BMW Financial Services?

Simply smart.

We can cover your finance and insurance needs for you and your BMW all in one place. This makes us the smart way to make your dream a reality and drive the BMW you’ve always wanted.

Tailored finance.

With three types of finance products to choose from, it’s easy for you to find the right finance solution to suit your needs. Compare our tailored finance products below.

Range of offers.

We have finance offers across the range of BMW cars. Take a look at offers to suit you and request contact from your preferred BMW Retailer if you would like to find out more about the options available.

Compare our Finance Products.

BMW CIRCLE

BMW CIRCLE.

Deposit + monthly payments + final payment.
 

Best for: Looking for flexibility and low monthly payments with the options of trade-in, refinance or payout at contract end.

BMW Hire Purchase

BMW Hire Purchase.

Deposit + monthly payments.
  

Best for: Looking for low Down Payment and fixed equal monthly payment to own your vehicle at contract end.

Finance Lease

Finance Lease.

Initial rental + monthly rentals.
  

Best for: Competitive interest rate with finance amount up to 100% of vehicle price.  The fixed Advance Rental shorten the actual contract tenure.

Get Pre-assessment

Our flexible finance options make it easy for you to own a BMW. Why not get a pre-assessment online and your local Retailer will be in touch to explore your finance options.

BMW Motor Insurance Program

BMW Motor Insurance Program.

The protection your BMW deserves.

Discover the perfect offer in just a few minutes.

Latest offers.

BMW vehicles available now.

Configure your BMW.

Discover used cars.

Get the support you need.

Have questions about finance products, planning your next service, or returning your vehicle? We offer clear, timely assistance tailored to your needs.

FAQs.

Energy consumption and CO2 emissions.

BMW i4 M50 xDrive¹: Energy consumption, combined WLTP in kWh/100 km: 22.0–17.5; Electric range, WLTP in km: 413–522

¹Range depends on various factors, in particular: individual driving style, route characteristics, outside temperature, heating/air conditioning, pre-conditioning.

Official data for fuel consumption, CO2 emissions, power consumption and electric range was determined in accordance with the prescribed measuring procedure and corresponds to European Regulation (EC) 715/2007 in the applicable version. For ranges, data determined as per WLTP takes into account any optional equipment (available on the German market in this case). For vehicles that have been newly type approved since 1 January 2021, only the official data according to WLTP exists. In addition, NEDC values are deleted from the certificates of conformity as of 1 January 2023 by EC regulation 2022/195. For more information about NEDC and WLTP measuring procedures visit www.bmw.com/wltp

 

The final approval of a finance application is subject to the decision of BMW Financial Services Hong Kong Limited upon collection of all necessary documents. Terms and conditions apply. BMW Financial Services Hong Kong Limited reserves the right to decline a finance application without providing any reason and reserves the right without prior notice to set and amend the terms and conditions at its own discretion.

Money Lender License No. 0180/2025. Enquiry / complaint hotline: +852 25981009.

Warning: You have to repay your loans. Do not pay any intermediaries.